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Do I Need to Buy Extra Coverage for My Firearms on My Home Insurance Policy?

Owning firearms does not have an effect on the cost of your home insurance premiums. However, you can increase your...

Do I Need to Buy Additional Coverage for My Business Equipment on My Home Insurance Policy?

You may be wondering if you need to purchase additional coverage for your business equipment on your home insurance...

Do I Need to Buy Additional Coverage for Sewer Backup Damage on My Home Insurance Policy?

Homeowners insurance policies usually exclude damage caused by a buildup of wastewater. This means that any destruction...

Does Homeowners Insurance Cover a Dry Well?

Generally, your home insurance will only provide coverage for a well that is drying up if the fault or damage to the well ...

What Kind of Insurance Protects You from Theft and Vandalism?

Comprehensive insurance coverage is an optional form of protection that safeguards your vehicle from damage caused by...

What Are the Most Common Exclusions for Home Insurance Coverage?

Home insurance policies are designed to protect your home and possessions from sudden or accidental damage, such as...

Editors Picks

What Does Homeowner Insurance Not Cover? A Comprehensive Guide

What Does Homeowner Insurance Not Cover? A Comprehensive Guide

When it comes to homeowners insurance, it's essential to understand what is and isn't covered. Most policies provide...

What Exclusions Does Home Insurance Not Include?

What Exclusions Does Home Insurance Not Include?

Insurance policies are designed to protect you from a variety of risks, but they don't cover everything. Exclusions are...

Do I Need to Buy Additional Coverage for Mold Damage on My Home Insurance Policy?

Do I Need to Buy Additional Coverage for Mold Damage on My Home Insurance Policy?

A standard homeowners insurance policy should cover a mold claim if the growth has been caused by a covered hazard of a...

What is an Additional Insured on a Homeowners Policy?

What is an Additional Insured on a Homeowners Policy?

An additional insured endorsement is a form of additional liability coverage that provides protection to people who are...

Do I Need to Purchase Additional Coverage for My Antiques on My Home Insurance Policy?

Do I Need to Purchase Additional Coverage for My Antiques on My Home Insurance Policy?

Most home insurance policies don't provide automatic coverage for expensive or irreplaceable items, such as art,...

Do I Need to Buy Extra Coverage for My Collectibles on My Home Insurance Policy?

Do I Need to Buy Extra Coverage for My Collectibles on My Home Insurance Policy?

You may need to purchase a separate insurance policy for your collectibles if the value of your collection surpasses the...