Alexa Boehlar

Alexa Boehlar

Amateur food practitioner. General food lover. Proud beer expert. Proud music expert. Proud bacon junkie.

42 Author´s Posts
What is an Additional Insured on a Homeowners Policy?

What is an Additional Insured on a Homeowners Policy?

An additional insured endorsement is a form of additional liability coverage that provides protection to people who are...

What is the Dwelling Limit for Home Insurance? - An Expert's Guide

What is the Dwelling Limit for Home Insurance? - An Expert's Guide

Are you ready to purchase home insurance? It's important to make sure that your home's coverage limit is equal to the...

Does Replacement Value Insurance Cost More Than Actual Cash Value Insurance?

Does Replacement Value Insurance Cost More Than Actual Cash Value Insurance?

When it comes to purchasing a homeowners insurance plan, policyholders are interested in finding the best coverage for...

What Does Homeowner Insurance Not Cover? A Comprehensive Guide

What Does Homeowner Insurance Not Cover? A Comprehensive Guide

When it comes to homeowners insurance, it's essential to understand what is and isn't covered. Most policies provide...

Does Homeowners Insurance Cover a Dry Well?

Does Homeowners Insurance Cover a Dry Well?

Generally, your home insurance will only provide coverage for a well that is drying up if the fault or damage to the well ...

What is an Insurance Policy Endorsement and How Can It Help Your Business?

What is an Insurance Policy Endorsement and How Can It Help Your Business?

An insurance endorsement (or additional clause) is an amendment or addition to an existing insurance contract that...

Do I Need Additional Coverage for My Electronics on My Home Insurance Policy?

Do I Need Additional Coverage for My Electronics on My Home Insurance Policy?

Homeowners and renters insurance can provide coverage for electronic devices in the personal property section of the...

Do I Need to Buy Additional Coverage for Mold Damage on My Home Insurance Policy?

Do I Need to Buy Additional Coverage for Mold Damage on My Home Insurance Policy?

A standard homeowners insurance policy should cover a mold claim if the growth has been caused by a covered hazard of a...

Do I Need to Buy Additional Coverage for Flood Damage on My Home Insurance Policy?

Do I Need to Buy Additional Coverage for Flood Damage on My Home Insurance Policy?

When it comes to safeguarding your home and personal belongings from flood damage, you may be wondering if you need to...

What Exclusions Does Home Insurance Not Include?

What Exclusions Does Home Insurance Not Include?

Insurance policies are designed to protect you from a variety of risks, but they don't cover everything. Exclusions are...

Are Antiques Covered Under Homeowners Insurance? - A Comprehensive Guide

Are Antiques Covered Under Homeowners Insurance? - A Comprehensive Guide

Homeowners insurance is a great way to protect your property and possessions from damage or theft. However, many policies ...

What is the Difference Between Home and Renters Insurance?

What is the Difference Between Home and Renters Insurance?

When it comes to protecting your home and personal belongings, it's important to understand the difference between home...

Do I Need to Buy Additional Coverage for Sewer Backup Damage on My Home Insurance Policy?

Do I Need to Buy Additional Coverage for Sewer Backup Damage on My Home Insurance Policy?

Homeowners insurance policies usually exclude damage caused by a buildup of wastewater. This means that any destruction...

How Much Does Home Insurance Cost? An Expert's Guide to Finding the Right Policy

How Much Does Home Insurance Cost? An Expert's Guide to Finding the Right Policy

Geographical location can have a significant impact on your insurance rates, as each area of the country has its own...

What is a Home Insurance Deductible? A Comprehensive Guide

What is a Home Insurance Deductible? A Comprehensive Guide

When it comes to protecting your home, understanding the ins and outs of home insurance is essential. One of the most...

The Most Common Home Insurance Endorsements Explained

The Most Common Home Insurance Endorsements Explained

Homeowners insurance is an essential part of protecting your home and personal property. But standard policies may not...

Do I Need to Buy Extra Coverage for My Firearms on My Home Insurance Policy?

Do I Need to Buy Extra Coverage for My Firearms on My Home Insurance Policy?

Owning firearms does not have an effect on the cost of your home insurance premiums. However, you can increase your...

Insurance Exclusions: What You Need to Know

Insurance Exclusions: What You Need to Know

Catastrophic risks can have a huge impact on a large number of insured persons, and can put a strain on an insurer's...

Do I Need to Purchase Additional Coverage for My Artwork on My Home Insurance Policy?

Do I Need to Purchase Additional Coverage for My Artwork on My Home Insurance Policy?

When it comes to protecting your valuable works of art, paintings, sculptures, and other collectibles, it's essential to...

What is the Insurance Definition of an Antique?

What is the Insurance Definition of an Antique?

Antiques are items that are considered to be of historical or cultural significance, and they can range from furniture to ...

Replacement Cost vs Actual Cash Value: What You Need to Know About Home Insurance

Replacement Cost vs Actual Cash Value: What You Need to Know About Home Insurance

When it comes to home insurance, there are two different methods of reimbursement for property damage after a covered...

Do I Need to Buy Extra Coverage for My Jewelry on My Home Insurance Policy?

Do I Need to Buy Extra Coverage for My Jewelry on My Home Insurance Policy?

Your standard homeowners or renters insurance policy covers the theft of jewelry up to a certain value. To make sure your ...

What Perils are Covered by Homeowners Insurance Policies?

What Perils are Covered by Homeowners Insurance Policies?

When it comes to protecting your home and belongings, homeowners insurance is an essential tool. Even if your home policy ...

What Types of Natural Disasters are Not Covered by Home Insurance Policies?

What Types of Natural Disasters are Not Covered by Home Insurance Policies?

When it comes to natural disasters, homeowners insurance policies can provide coverage for a wide range of events....

What Home Insurance Doesn't Cover: A Comprehensive Guide

What Home Insurance Doesn't Cover: A Comprehensive Guide

Homeowners insurance is a great way to protect your home and personal belongings from damage and loss. However, it's...

What Kind of Insurance Protects You from Theft and Vandalism?

What Kind of Insurance Protects You from Theft and Vandalism?

Comprehensive insurance coverage is an optional form of protection that safeguards your vehicle from damage caused by...

What is an Endorsement for Home Insurance? - A Comprehensive Guide

What is an Endorsement for Home Insurance? - A Comprehensive Guide

An insurance endorsement, also known as an additional clause, is a change in your insurance policy that adjusts your...

How to Save Money on Home Insurance Premiums

How to Save Money on Home Insurance Premiums

Don't let the cost of your home mislead you from the cost of rebuilding it. You can save money on home insurance premiums ...

Everything You Need to Know About Home Insurance

Everything You Need to Know About Home Insurance

Home insurance is an important part of protecting your home and possessions. It can help cover the costs of repairs or...

Do I Need to Purchase Additional Coverage for My Antiques on My Home Insurance Policy?

Do I Need to Purchase Additional Coverage for My Antiques on My Home Insurance Policy?

Most home insurance policies don't provide automatic coverage for expensive or irreplaceable items, such as art,...

What Home Insurance Policies Don't Include

What Home Insurance Policies Don't Include

Homeowners insurance policies are designed to protect your home and personal belongings from most types of damage, but...

Do I Need Insurance for My Electronics? - A Comprehensive Guide

Do I Need Insurance for My Electronics? - A Comprehensive Guide

When it comes to protecting your electronic devices, it's important to consider all of your options. Most phones,...

What Exclusions are in an Insurance Contract and Why Do Insurers Omit Them?

What Exclusions are in an Insurance Contract and Why Do Insurers Omit Them?

An exclusion is a provision of an insurance policy that eliminates coverage for certain acts, property, types of damage,...

What Home Insurance Policy Endorsements Can Do For You

What Home Insurance Policy Endorsements Can Do For You

An insurance endorsement, also known as an additional clause, is a way for your insurance company to modify your policy....

Do I Need to Buy Extra Coverage for My Collectibles on My Home Insurance Policy?

Do I Need to Buy Extra Coverage for My Collectibles on My Home Insurance Policy?

You may need to purchase a separate insurance policy for your collectibles if the value of your collection surpasses the...

Understanding the Different Types of Exclusions in Insurance Contracts

Understanding the Different Types of Exclusions in Insurance Contracts

Exclusions are a way to remove coverage from an insurance contract. They are typically used to protect the insurer from...

Do I Need to Buy Additional Coverage for Water Damage on My Home Insurance Policy?

Do I Need to Buy Additional Coverage for Water Damage on My Home Insurance Policy?

Under most standard home insurance policies, if water damage occurs suddenly or accidentally due to an internal source in ...

Insuring High-Value Items of Personal Property: What You Need to Know

Insuring High-Value Items of Personal Property: What You Need to Know

When it comes to protecting your valuable items, it's essential to make sure you have the right coverage. A floating...

Do I Need to Buy Additional Coverage for My Business Equipment on My Home Insurance Policy?

Do I Need to Buy Additional Coverage for My Business Equipment on My Home Insurance Policy?

You may be wondering if you need to purchase additional coverage for your business equipment on your home insurance...

What Are the Most Common Exclusions for Home Insurance Coverage?

What Are the Most Common Exclusions for Home Insurance Coverage?

Home insurance policies are designed to protect your home and possessions from sudden or accidental damage, such as...

What is a Named Peril Policy for Home Insurance? A Comprehensive Guide

What is a Named Peril Policy for Home Insurance? A Comprehensive Guide

Named peril policies, also known as open risk policies, are a type of home insurance that provides coverage for direct...